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Products

Nexus Flow —
The pan-African Stripe Connect.

Turnkey payments infrastructure for marketplaces and platforms: KYC seller onboarding, split payments, automated payouts, escrow. Like Stripe Connect — but built for Africa.

Get started with this product → API Documentation

javascript

// Split un paiement entre plateforme et vendeur
const transfer = await nexus.flow.transfers.create({
  amount: 250000,
  currency: 'XAF',
  destination: 'acct_seller_42',
  application_fee: 5000   // commission marketplace
})

// → seller reçoit 245 000 F
// → plateforme garde 5 000 F

How it works

One payment,
three recipients, zero friction.

Nexus Flow handles the entire lifecycle of a marketplace payment: buyer collection, real-time split, seller transfers, consolidated reporting.

Buyer pays

Mobile Money, card or wallet via Nexus Collect.

Flow receives

Payment captured by Flow API, funds pending.

Automatic split

Instant division between seller, platform and VAT.

Seller payout

Settlement on your cadence (T+1, weekly, on-demand).

Split Payment

Split every payment in a single API call.

A 100,000 XAF payment can be automatically split between a seller (85%), your platform (10%) and collected VAT (5%). In one request.

Concrete example 100 000 F Customer payment

85%

10%

Seller 85 000 F

Platform fee 10 000 F

Collected VAT 5 000 F

await nexus.flow.transfers.create({
  amount: 100000,
  currency: 'XAF',
  splits: [
    { destination: 'acct_seller_42',   amount: 85000 },
    { destination: 'acct_platform',    amount: 10000 },
    { destination: 'acct_tax_account', amount:  5000 }
  ]
})

Seller onboarding

A seller goes live in under 24 hours.

Your sellers fill out a form branded to your marketplace. Flow verifies their identity, business, and banking documents. You approve with one click.

✓ 01

Invitation

Email with branded onboarding link.

✓ 02

KYC / KYB

ID + business registration, auto-verified by OCR + BEAC matching.

✓ 03

Bank details

Mobile Money wallet or IBAN verified via micro-deposit.

✓ 04

Activation

You approve with one click. Seller receives API credentials.

Built-in escrow

Protect buyers and sellers
without writing escrow code.

Funds are held by Nexus until delivery is confirmed. For disputes, you manage mediation from your dashboard. Like eBay, but in one line of code.

Real-world example

A real purchase,
in under 3 seconds.

Follow Awa buying a smartphone on an African marketplace. From the "Pay" click to the merchant wire, everything happens behind the scenes at Nexus.

Smartphone Pro

128 GB · Graphite

Price 250 000 F CFA

Awa · Abidjan

TechStore CI Orange Money · ****4829

Merchant receives 0 F CFA

99% 1% Nexus fee

Nexus fee (1%) 0 F CFA

Awa paid 250 000 F CFA

Features

Everything you need, nothing more.

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Seller onboarding

Automated KYC/KYB flow with branded onboarding link. Sellers live in 24h.

✂️

Split payments

Split each transaction between parties (seller, platform, VAT, delivery) in one call.

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Automated payouts

Pay out sellers on your cadence (weekly, monthly, on-demand).

🛡️

Built-in escrow

Hold funds until delivery confirmation. Native buyer + seller protection.

⚖️

Dispute management

Dispute workflow with partial refunds, mediation, chargebacks.

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Multi-tenant dashboard

Every seller has their isolated dashboard. You get the consolidated view.

The detail that changes everything

Launch your marketplace in 3 weeks.

Flow handles all regulatory complexity: seller KYC, BEAC compliance, anti-money-laundering, fund management, tax reporting. You focus on product, we handle payments.